The following list represents suggested readings in support of the various courses offered at the undergraduate and graduate levels in this discipline. Books as well as periodicals are identified and provide a general overview of the topics in this subject area. The list is not meant to be comprehensive nor are all the items available either in-print or in one specific library or collection. The list, however, is meant to be a starting point for research and further information.

-------. "Golden Years Carry a Hefty Price Tag." Wall Street Journal , 24 August 1999, C1.

_____________. "Evidence of Bank Market Discipline in Subordinated Debenture Yields," Journal of Finance , (September 1996): pp. 1347-1377.

________________. "A Bathtub View of Loan-Loss Reserves," American Bankers, (November 4, 1998): p. 34.

_________________, and David A. Carter. "The Reaction of Bank Stock Prices to Derivatives Losses by Corporate Clients," Journal of Banking and Finance, (1999): pp.1725-1743.

Adams, Peter S. and William A. Harrison, ed. Essentials of Cash Management . MD: Treasury Management Association, 1998.

Bathory, Alexander. The Analysis of Credit: Foundations and Development of Corporate Credit Assessment . London : McGraw -Hill Book Company ( UK ) Limited, 1987.

Bear, Larry A. and Rita Maldonado-Bear. Free Markets, Finance, Ethics, and Law. Upper Saddle, NJ: Prentice Hall, 1994.

Block and Hirt. Foundations of Financial Management . 6th edition. Richard Irwin & Co, 1992.

Block and Hirt. Foundations of Financial Management . 6th edition. Irwin, 1992.

Bodie, Kane, and Marcus. Investments . Irwin, 1989.

Bolles, Richard Nelson. What Color is Your Parachute? A Practical Manual for Job-Hunters and Career-Changers . Berkeley , CA : Ten Speed Press, 1997.

Boom . Simon & Schuster, 2000.

Bowlin, Martin, and Scott. Guide to Financial Analysis . 2nd edition. McGraw-Hill, 1990.

Brealey, Richard A. Principles of Corporate Finance . NY: McGraw Hill, 2000.

Brigham and Gapenski. Financial Management: Theory and Practice . 6th edition. Dryden Press, 1991.

Campsey and Brigham. Introduction to Financial Management . 3rd edition. Dryden Press, 1991.

Carmichael, Shenna. Business Ethics: The New Bottom Line. London : Demos, 1995.

Chambers, Donald R. and Nelson R. Lacey. "Corporate Ethics and Shareholder Wealth Maximization," Financial Practice and Education, (Spring/Summer 1996): pp. 93-96.

Cheney, and Moses. Fundamentals of Investments . West, 1992.

Clements, Jonathan. "Developing a Plan to Get Finances on Tract in 1999." Wall Street Journal , 5 January 1999, C1.

Copeland, Tom, Tim Koller, and Jack Murrin. Valuation: Measuring and Managing the Value of Companies , 3 rd edition. New York : John Wiley & Sons, 2000.

Currie, Anthony. "Squeezing More into Tier One." Euromoney , (December 1998): pp. 47-50.

Danford, Dan and Gary L. Myers. Million Dollar Management: Simple Lessons to Use Wealth Management Principles for Your Family Investments . 1stBooks Library, 2002

DeFerrari, Linda M, and David E. Palmer. "Supervision of Large Complex Banking Organizations," Federal Reserve Bulletin , (February 2001): pp. 47-57.

Dolan, Robert J. and Hermann Simon. Power Pricing: How Managing Price Transforms the Bottom Line . Free Press, 1997. http://www.pricing.com

Donaldson, T. H. "Weaknesses in Portfolio Management," Journal of Lending and Credit Risk Management, (April 2000): pp. 61-64.

Ehrhardt, Michael C. The Search for Value: Measuring the Company's Cost of Capital . MA: Harvard Business School Press, 1994.

Eisenberg, Richard. The Money Book of Personal Finance . NY: Warner Books, Inc., 1996.

Eiteman, David K., Arthur I. Stonehill, and Michael H. Moffett. Multinational Business Finance. New York : Addison Wesley.

Emery and Finnerty. Principles of Finance with Corporate Applications . West, 1991.

Encarta. msn.com

Eun, Cheol S. and Bruce G. Resnick. International Financial Management . New York : Irwin McGraw-Hill, 1998.

Fabozzi, Frank. Assessing Capital Market Through Securitization. New Hope , PA : Frank J. Fabozzi Associates, 2001.

Flannery, Mark J. "Using Market Information in Prudential Bank Supervision: A Review of U.S. Empirical Evidence," Journal of Money, Credit and Banking , (August 1998): pp. 274-305.

Francis. Management of Investments . 2nd edition. McGraw-Hill, 1988.

Fraser, Lyn M. Understanding Financial Statements . NJ: Prentice Hall, 1992.

French, Warren A. and John Granrose. Practice Business Ethics . Upper Saddle River , NJ : Prentice Hall, 1995.

Gitman, and Joehnk. Fundamentals of Investing . 4th edition. Harper & Row, 1990.

Gitman, Lawrence J. Principles of Managerial Finance . MA: Addison Wesley Longman, 2000.

Gitman. Principles of Financial Management . 6th edition. Harper/Collins, 1991.

Hampton . Financial Decision Making: Concepts, Problems, and Cases . 4th edition. Prentice Hall, 1989.

Hirt, and Block. Fundamentals of Investment Management . 3rd edition. Irwin, 1990.

http://www.ehlers-inc.com/links.htm

Ibbotson, and Brinson. Investment Markets: Gaining the Performance Advantage . McGraw-Hill, 1987.

Johnson, Hazel. Financial Institutions and Markets: A Global Perspective . NY: McGraw Hill, 1993.

Jones, Charles P. Investments: Analysis and Management . 8th Edition. Wiley, John & Sons, Inc. 2001

Keown, Arthur, J. William Petty, David F. Scott, Jr. and John D. Martin. Foundations of Finance: The Logic and Practice of Financial Management . 2 nd ed. NJ: Prentice Hall, 1998.

Kohler, Heinz. Statistics for Business and Economics . NY: Harper Collins, 1994.

Kreuzer, Terese. "Who Owns the Big Banks?" Bankers Monthly Magazine , (August 1987): pp. 43-46.

Kuprianov, Anatoli. "Derivatives Debacles: Case Studies of Large Losses in Derivatives Markets," Economic Quarterly 81, no 4 (Fall 1996): pp. 1-40.

Lewellen, Wilbur G., John A. Halloran, and Howard Lanser. Financial Management: An Introduction to Principles and Practice . OH: Southwestern College Pub., 1999.

Lofthouse, Stephen and Jane Raybould. Investment Management . 2 nd edition. Wiley, John & Sons, Inc. 2001

Lowenstein, Roger. When Genius Failed: The Rise and Fall of Long-Term Capital Management . Random House, 2000.

Marlow, Michael L. Public Finance Theory and Practice . Dryden Press, 1997.

Martin, Justin. The Man Behind Money . Perseus Book Group, 2000.

Martin, Petty, Keown, and Scott. Basic Financial Management . 5th edition. Prentice Hall, 1991.

Mayer, Martin. The Bankers: The Next Generation. New York : Truman Talley Books/Plume, 1997 (1998 paperback edition).

McKeown, Patrick G. and Richard T. Watson. Metamorphosis: A Guide to the World Wide Web and Electronic Commerce , Version 2. New York : John Wiley & Sons, 1997.

Megginson, William, Annett Poulsen, and Joseph F. Sinkey, Jr. "Syndicated Loan Announcements and the Market Value of the Banking Firm," Journal of Money, Credit and Banking , (May 1995): pp. 457-475.

Melicher, Norton. Finance: An Introduction to Institution, Investment & Management . OH: Southwester College , Pub.,

Moses, Kare, and Thompson. Cases in Investments . 2nd edition. West, 1989.

Moyer, Charles R. Contemporary Financial Management . OH: Southwestern College Pub., 2000.

Nagle, Reid, and Bruce Peterson. "Capitalization Problems in Perspective." In Handbookfor Banking Strategy, edited by R. C. Aspinwall and R. a. Eisenbeis. New York : Wiley.

Nagle, Thomas T. and Reed K. Holden. The Strategy and Tactics of Pricing: A Guide to Profitable Decision Making . NJ: Pearson, 1994.

Nash, Robert C. and Joseph F. Sinkey, Jr. "On Competition, Risk, and the Hidden Assets in the Market for Bank Credit Cards," Journal of Banking and Finance , (January 1997): pp. 89-112.

Petty, Keown, Scott, and Martin. Basic Financial Management . 6th edition. Prentice Hall, 1993.

Pinches. Essentials of Financial Management . 3rd edition. Harper & Row, 1990.

Price-Waterhouse. "Bank On-and Off-Balance Sheet Risks." London : Price-Waterhouse, 1994.

Rejda, George E. and Michael J. McNamara. Personal Financial Planning . NJ: Prentice Hall, 1998.

Ross, Westerfield, and Jordan. Fundamentals of Corporate Finance . Irwin, 1991.

Schall and Haley. Introduction to Financial Management . 5th edition. McGraw-hill, 1988.

Scott. Contemporary Financial Markets and Services . West, 1991.

Seitz, Neil E. and Mitch Ellison. Capital Budgeting and Long-term Financing Decisions . TX: Dryden Press, 1995.

Shull, Bernard. "Federal and State Supervision of Bank Holding Companies," State and Federal Regulation of Commercial Banks. Washington , DC : FDIC, (1980): pp. 271-374.

Sinkey, Joseph F. Jr. "Bankers' Banks: Financial Innovation in Response to Competition, Consolidation in Response to Competition, Consolidation, and Regulation."Working paper. Terry College , Georgia : The University of Georgia , 2001.

Smith, Clifford W. Jr. "Risk Management in Banking," in Advanced Strategies in Financial Risk Management , edited by Robert J. Schwartz and Clifford W. Smith, Jr. Englewood Cliffs, NJ: New York Institute of Finance, 1993.

Stern, Joel. "The Future of Commercial Banking: A Roundtable Discussion, " Midland Corporate Finance Journal , (Fall 1987): pp. 22-49.

Thomas, Kenneth H. "Viewpoint: Subprime Industry Needs Single Voice to Help Defend Its Image," American Banker , (March 30, 2001). Available online from www.americanbanker.com .

Van Horne, James C. and John M. Wachowicz, Jr. Fundamentals of Financial Management . 10 th ed. NJ: Prentice Hall, 1998.

Van Horne. Financial Management and Policy . 8th edition. Prentice Hall, 1989.

Viroli, Maurizo & Shugaas (translator). Niccolo's Smile: A Biography of Machiavelli . Farrar Straus & Giroux, 2000.

Vives, Xavier. Oligopoly Pricing: Old Ideas and New Tools , MIT Press, 2000.

Wellisch, Dietmar. Theory of Public Finance in a Federal State . Cambridge University Press, 1999.

Woodward, Bob. Maestro: Greenspans' Fed and the American